
Professional Mortgage Services
Get the guidance you need! Servicing Kern County and cities throughout California.

Get the guidance you need! Servicing Kern County and cities throughout California.

Some mortgage companies are limited on the products they can offer but I can offer a wide range of products to meet your needs regardless of credit, income, and other qualifying factors. Book a consultation and let me put you on the path to home ownership.

With more than 30 years of experience in the mortgage industry, I've had the privilege of helping individuals navigate the home financing process since 1995. As a Kern County native, I'm proud to serve the community I call home and build lasting relationships with my clients. My experience include homes purchase, new construction, refinancing, investment properties, reverse mortgage, and a variety of unique lending situations. After three decades in an ever-changing industry, I understand that every clients goals are different. I take the time to listen, explain the options, use my experience to help find the right financing strategy for each individual situation.
My goal is simple: to provide knowledge, guidance, personal service, and a smooth mortgage experience from application to closing!

Hi! I'm Stella Bradford, a Bilingual Mortgage advisor serving Kern County residents and surrounding areas. My passion is helping families by making the home financing process easy to understand through transparency while being competitive.
I believe in building strong relationships through trust, communication, and personalized service. It's my privilege to guide you every step of the way through this journey!

Born and raised in Kern County, I’m proud to call this community home. As a mortgage advisor, I bring not only more than 30 years of industry experience, but also a genuine understanding of the people and communities I serve. Helping local families achieve their homeownership goals is something I’m truly passionate about!
Stella Bradford, Loan Officer - NMLS: 238979 CADRE: 02239585
Ownity, a California Corporation is licensed by the California Dept of Real Estate with License# 01845041 and Corporate Unique Identifier NMLS #236669.
All loans are subject to Credit and Income approval.
Equal Opportunity Lender.
Copyright © 2025 Homes Loans by Stella - All Rights Reserved.
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