Terms & Conditions

Terms and Conditions for Stella Bradford, Loan Officer

Effective Date: 1/22/2025

These Terms and Conditions ("Terms") govern your use of the website and services provided by Stella Bradford, Loan Officer ("we," "us," or "our"). By accessing or using our website, submitting forms, or engaging with our services, you agree to comply with these Terms. Please read them carefully before using our site.

If you do not agree to these Terms, you should not use our website or services.

By accessing and using our website at homeloansbystella.com ("Site"), you agree to be bound by these Terms and all applicable laws and regulations. If you do not agree with these Terms, you are prohibited from using the Site.

We reserve the right to modify or update these Terms at any time without prior notice. The most current version of the Terms will be posted on this page with an updated "Effective Date."

You may use our Site only for lawful purposes and in accordance with these Terms. You agree not to use the Site:

• In any way that violates applicable federal, state, or local laws or regulations
• To transmit any content that is unlawful, harmful, defamatory, abusive, harassing, or otherwise objectionable
• To infringe upon or violate the intellectual property rights of others
• To interfere with or disrupt the operation of our Site or servers

We reserve the right to restrict, suspend, or terminate your access to our Site or services at any time, for any reason, without notice.

Your use of the Site is also governed by our Privacy Policy, which can be found at Privacy Policy. By using our website and submitting your information, you consent to the collection and use of your data as described in the Privacy Policy.

By submitting any information to us via our online forms or other means, you represent and warrant that:

• The information you provide is accurate, complete, and up to date
• You have the legal right to provide the information you submit
• You are not infringing upon the intellectual property rights of any third party

We do not guarantee the accuracy, completeness, or reliability of any information provided by users of the Site.

Our website may contain links to third-party websites. These links are provided solely for your convenience, and we do not endorse or control the content or practices of these third-party sites. We are not responsible for the privacy policies, terms, or content of external websites. You access third-party websites at your own risk.

• Disclaimer of Warranties: Our website and services are provided "as is" and "as available" without any warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not guarantee that our website or services will be uninterrupted, secure, or error-free.
   
• Limitation of Liability: To the fullest extent permitted by law, Stella Bradford, Loan Officer and its affiliates, employees, agents, and service providers will not be liable for any damages, including but not limited to direct, indirect, incidental, consequential, or punitive damages, arising out of or in connection with your use of the Site or our services.
   

You agree to indemnify, defend, and hold harmless Stella Bradford, Loan Officer, its affiliates, employees, agents, and service providers from and against any claims, liabilities, losses, damages, or expenses, including reasonable attorneys' fees, arising out of your use of the Site, your violation of these Terms, or your violation of any rights of another party.

All content on the Site, including text, images, logos, graphics, and trademarks, is the property of [Your Company Name] or its licensors and is protected by U.S. and international copyright and trademark laws. You may not copy, reproduce, modify, distribute, or otherwise use any of the content on the Site without prior written permission from [Your Company Name].

We reserve the right, in our sole discretion, to suspend or terminate your access to our website and services at any time and for any reason, including if you violate these Terms. Upon termination, all rights granted to you under these Terms will immediately cease, and you agree to stop using our website and services.

These Terms and any disputes arising out of or in connection with these Terms or your use of our website will be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Insert County], California, for any legal action or proceeding arising out of these Terms.

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. The invalid provision will be modified to reflect the intent of the parties as closely as possible.

If you have any questions regarding these Terms and Conditions, please contact us at:

Stella Bradford, Loan Officer
Phone: (661) 213-7483

By using our website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

These Terms and Conditions are designed to ensure clarity and protect both you as the service provider and the users engaging with your services. Be sure to customize any placeholders with your company's specific information.