Privacy Policy

Privacy Policy for Stella Bradford, Mortgage Lender

Effective Date: 1/22/2025

At Stella Bradford, Mortgage Lender ("we," "us," or "our"), we are committed to protecting your privacy and ensuring that your personal information is handled in a secure and responsible manner. This Privacy Policy explains how we collect, use, and safeguard your personal information when you visit our website (the "Site"), use our online forms, or interact with us through other means, in accordance with applicable laws, including the California Consumer Privacy Act (CCPA).

By using our website and submitting your information through our forms, you agree to the practices described in this Privacy Policy.

We collect personal information from you when you visit our website or use our forms. The information we collect may include:

• Contact Information: Name, email address, phone number, mailing address
• Financial Information: Loan preferences, property details, employment status, income level, or any other information you voluntarily provide related to mortgage inquiries
• Website Usage Information: IP address, browser type, device type, and information about how you interact with our website (e.g., pages visited, links clicked)

We collect this information through online forms, cookies, and other tracking technologies.

We use the information we collect to:

• Respond to your inquiries and provide you with mortgage-related information
• Process your mortgage application or request
• Improve our website and services based on your interactions
• Comply with legal obligations and regulatory requirements
• Send you promotional and informational materials related to our services (if you have opted-in to receive such communications)

We do not sell, rent, or trade your personal information to third parties. However, we may share your information with trusted service providers who assist us in operating our business, such as website hosting providers (e.g., GoDaddy), customer support, or marketing platforms. These third-party providers are required to maintain the confidentiality and security of your information and are only permitted to use it for the purposes for which we hired them.

We may also share your information when required by law, such as to comply with legal obligations, enforce our terms of service, or protect our rights, property, or safety.

We will retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, or as required by law, whichever is longer.

If you are a California resident, you have the following rights under the CCPA:

• Right to Access: You can request to know what personal information we have collected about you over the past 12 months.
• Right to Deletion: You can request that we delete the personal information we have collected about you, subject to certain exceptions.
• Right to Opt-Out of Sale: We do not sell your personal information to third parties, so this right does not apply to us.
• Non-Discrimination: You have the right not to be discriminated against for exercising your privacy rights.

To exercise any of these rights, please contact us using the information provided in the "Contact Us" section below.

We take the security of your personal information seriously and implement reasonable safeguards to protect your data. This includes using secure hosting providers (such as GoDaddy) and encryption technologies when transmitting sensitive data. However, no method of transmission over the Internet or electronic storage is completely secure, and we cannot guarantee the absolute security of your personal information.

We use cookies and similar tracking technologies to enhance your experience on our website, analyze usage trends, and personalize content. Cookies are small text files stored on your device that help us remember your preferences and optimize your experience.

You can adjust your browser settings to block cookies or alert you when cookies are being sent, but some features of our website may not function properly if cookies are disabled.

Our website may contain links to external websites. We are not responsible for the privacy practices of these third-party sites, and we encourage you to review their privacy policies before providing any personal information.

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be posted on this page, and the "Effective Date" at the top of the policy will be updated accordingly. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

If you have any questions about this Privacy Policy or wish to exercise your privacy rights, please contact us at:

Stella Bradford, Mortgage Lender
Phone: (661) 213-7483

Thank you for trusting [Your Company Name] with your personal information. We are committed to safeguarding your privacy.